Finance

Our Finance department is set up to help make your shopping experience at Eastside Škoda a memorable one. We are here to help with all your Finance requirements. The application process is quick, easy, hassle free.

No waiting for Bank Cheques. Just answer a few simple questions and the application is complete. On delivery, all you need to do is sign a few documents and you are driving away in your new car.

Eastside Škoda arranges insurance as agent of the insurer Eric Insurance Limited (ERIC) ABN 18 009 129 793 AFSL 238 279. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply. Before making a decision about insurance please consider the Product Disclosure Statement available from us.If you buy insurance from us we receive a commission which is a percentage of the premium. Ask us for more details before we provide our services.

Why Finance Through Eastside Škoda?

Fast approval
Competitive interest rates
Match your repayment period to your budget
100% loans are available to approved customers
Registration, on-roads and insurance may in some instances be included in the loan

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How Škoda Choice Works

Škoda Choice: Simply clever steps

1. CHOOSE YOUR Škoda

Use our handy car configurator to build your dream Škoda from the ground up.

Škoda Choice: Simply clever steps

2. CHOOSE YOUR TERMS

Set your own pace by selecting the term, deposit and yearly kilometre limit that suits you.

Škoda Choice: Simply clever steps

3. CHOOSE FROM 3 END OF TERM OPTIONS

You can select to retain, return or trade-in your Škoda at the end of your Škoda Choice contract term. The choice is yours.

YOUR END-OF-TERM OPTIONS

Trade In

If you wish to trade-in your Škoda for a new vehicle, all you need to do is return it to the dealership. If the trade-in value is higher than the Guaranteed Future Value^, you can use this equity towards your new vehicle.

Retain

If you can’t imagine parting with your Škoda, you can purchase it outright for the Guaranteed Future Value amount locked in at the start of the contract^. Or you can choose to refinance your balloon at the end of the term, speak to us about your refinancing options.

Return

At the end of your contract term, all you need to do is hand your car back to your Škoda dealership. And, if the vehicle meets the agreed kilometre and fair wear and tear requirements^, (as outlined in our Fair Wear and Tear Guide) you’ll have no more to pay.

Maintaining your Škoda

To protect your Guaranteed Future Value^, your Škoda must be in an acceptable condition when you return it to us, and be within your nominated kilometre limit. To learn more, see our Fair Wear and Tear Guide.

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^The Škoda Choice Program consists of an option to return the vehicle to Škoda Financial Services (SFS)** at the end of the term and require SFS** to purchase the vehicle at an agreed price known as the Guaranteed Future Value or GFV as determined by SFS** and set out in your contract. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to SFS** at the end of the loan term after all monthly repayments have been made. Available on new and demonstrator Škoda vehicles for selected models only. Verify with dealership eligible vehicles for the program. The GFV will be reduced, and you will be liable for any loan contract deficit, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Standard fees/charges and further conditions apply, available from SFS*. Only available to approved applicants of SFS* at participating Škoda dealers. Fleet, government, rental buyers, hire car and chauffeur companies excluded. **SFS is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence Number 389344.

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